In California, it is required by law to have insurance on all vehicles operated or parked on California roadways.
Although not everyone obeys this law, it does gives you some assurance that if you are in an accident and it is the fault of the other driver, there should be insurance in place to cover your costs.
However, in California, the minimum liability insurance requirement is $15,000 for death or injury to a single person. That means that someone can legally drive a vehicle with only $15,000 worth of insurance. [Read more…]